Top up your RA or invest in a tax-free savings account, which is best?

Top up your RA or invest in a tax-free savings account, which is best?
Would it be better to first use a tax benefit for your retirement annuity, as allowed by Sars, before investing into a tax-free fund? true I am currently 54 years old and contributing to a pension fund and RA. I am also contributing towards a tax-free fund …
Top up your RA or invest in a tax-free savings account, which is best?